Legal & regulatory disclosures

Website Terms
This website is provided to you by CS Investment Managers. Any person accessing and using this website is subject to the terms and conditions set out in the Disclosures, Notices and Statements contained this website. Please read these carefully. By using this website you agree to be bound by its terms and any amendments we may subsequently make. The terms and conditions are governed by Scottish law and you submit to the exclusive jurisdiction of the Scottish Courts in the event of any disputes arising from or connected to this website.

Legal Notice
CS Investment Managers is a trading name of CS Managers Ltd (registered in Scotland SC231678).  Registered Office: 43 Charlotte Square, Edinburgh EH2 4HQ. CS Managers Ltd is authorised and regulated by the Financial Conduct Authority (Firm reference number 830853).

Intellectual Property
CS Investment Managers is the owner or the licensee of all copyright and other intellectual property rights in this website, and in the material published on it. Persons accessing the website are entitled to view and download pages or extracts for their personal use only, but without making any alterations or inserting in any other work or publication. Except as expressly provided above, no part of the contents of this website may be used, copied or distributed without the prior written consent of CS Investment Managers.

Risk Warnings
The value of investments, and the income from them, can go up as well as down and investors may not get back the amount of their original investment. All investments in financial markets carry an element of risk. Certain investments carry a higher degree of risk than others and are, therefore, unsuitable for some investors. Where an investment involves exposure to a foreign currency, changes in rates of exchange may cause the value of the investment, and the income from it, to go up or down. Tax treatment depends on an investor’s individual circumstances, and it may be subject to change.

Limitation of Liability
The content of the website is provided for general information purposes only. It is not intended as an offer or a solicitation or recommendation to buy or sell securities or any other investment or product, nor does it constitute a personal recommendation or investment advice. Nothing contained on this website constitutes investment, legal, tax or other advice and is not to be relied upon in making an investment or other decision. Neither CS Investment Managers nor any connected company accepts responsibility for any direct or indirect or consequential loss suffered by you or any other person as a result of you acting, or deciding not to act, in reliance upon any information contained in this document. Whilst CS Investment Managers believes that the information on the website is accurate, they cannot and do not guarantee the accuracy, completeness or timeliness of any such information. CS Investment Managers therefore accepts no liability or responsibility for any loss or damage which may arise from reliance on information contained on this website.

Links
This website may contain links to other websites, which may or may not be regulated by the Financial Conduct Authority. These links are provided for general information purposes. CS Investment Managers has no control over the contents of these sites. By activating any of these links you understand that you are leaving this website, and that CS Investment Managers accepts no liability or responsibility for the content or for any loss or damage that may arise from use of these other websites. Viruses CS Investment Managers has taken reasonable precautions to ensure that this website is free of viruses but cannot guarantee this to be the case. CS Investment Managers does not accept liability for any damage sustained as a result of software viruses or from the misuse of this site.

Execution Venues
Under MiFID II and the FCA regulations, we are committed to acting honestly, fairly and professionally in accordance with our clients’ best interests when providing investment services and, in particular, when arranging (bringing about) deals in investments and dealing in investments. As part of these responsibilities, we are obliged to disclose on an annual basis our top five execution venues. As a firm, we do not execute or deal directly with execution venues. Instead, we transmit orders on behalf of our clients to our appointed third party providers of investment administration and dealing services (using their wrap platform). Where we appoint third party providers to execute trades on a client’s behalf, we will only do so where we have assessed their suitability for transacting, monitoring and reporting. When we send applications or place orders on behalf of our clients, we make every effort to secure the best possible result for all clients in accordance with our Best Execution Policy, a copy of which is available on request. These platforms and venues also have responsibility in relation to best execution and client order handling. As part of our obligations under this Policy, therefore, we regularly assess the effectiveness of any such third party providers to ensure the best results possible are obtained on a consistent basis. We classify all clients as retail clients for the purposes of best execution. This means that we will assess best execution by taking into account a range of different execution factors and their relative importance, they will predominately turn on:

• Price (the best price available to the client)
• Cost (additional charges levied on the trade)
• Speed (the time it takes to place and execute the trade)